-
K-1 Income and Mortgage Qualifying in San Diego
September 15 K-1s are landing. Here is how lenders actually read Schedule K-1 income for mortgage qualifying in San Diego, and what CPAs can flag early.
-
Why San Diego Deals Fall Apart in the Last 10 Days
Nearly 1 in 7 San Diego deals now cancels before closing. Here are the five late-stage killers I see most — and the earlier signals that give agents time to fix them.
-
How to Buy a House in San Diego: The Complete 2026 Guide
A step-by-step guide to buying a home in San Diego in 2026 — what the market actually looks like, how much you need, how financing works, and the order to do it in.
-
Interest Tracing in San Diego: When Cash-Out Refinance Interest Is Deductible (and When It Isn’t)
Whether cash-out refinance interest is deductible has almost nothing to do with the house securing the loan. It depends on where the money went. Here is the tracing framework, and why the documentation window closes at year-end.
-
No-Closing-Cost Refinance in San Diego: How Lender Credits Actually Work
A no-closing-cost refinance in San Diego is not free. Here is exactly who pays, what a lender credit costs you per month, and when it is the smarter move.
-
Buying a Condo in San Diego: What Changed in 2026 Condo Financing
Buying a condo in San Diego got harder in 2026. Fannie Mae dropped Limited Review on Aug 3 and reserve rules tighten in 2027 – here’s what to check first.
-
Delayed Financing in San Diego: How Your Cash-Buyer Clients Get Their Money Back Out
A San Diego client wins the deal with cash, then wants the money back. Delayed financing lets them do it without the usual six-month wait — but there is a 90-day clock on the tax side that CPAs should be flagging before the Q3 estimated payment.
-
Low Appraisal in San Diego: The ROV Playbook for Agents
A low appraisal in San Diego doesn’t have to kill your deal. Here’s how a reconsideration of value actually works and what agents should send.
-
Mortgage Recast vs. Refinance in San Diego: Lower Your Payment Without Losing Your Rate
Mortgage recast vs. refinance in San Diego: how a lump sum cuts your payment without giving up your low rate — the math, the fees, and who can’t.
-
Buying a House in San Diego This Fall: The Window Most Buyers Miss
Buying a house in San Diego this fall means less competition and softer prices. Here’s the real math on why waiting for the Fed usually costs you money.