Southern California · Real Estate & Mortgage Finance
For buyers and owners whose money is complicated.
Berg Equity Group is the front door to two specialist practices: Amara Berg’s real estate and property management, and Ron Berg’s mortgage brokerage. Separate businesses, one place to start.
Big Returns
Multifamily and investment sales, plus property management for owners who would rather not do it themselves. Buying, selling, and running San Diego property.
Cali Mortgage Guy
Purchase, refinance, and equity financing, specialising in the files retail banks decline. Your tax returns are a tax strategy, not a résumé — and Ron knows how to prove the income is real.
How this works
Two practices. Neither of them general.
Most agents will take any listing, and most lenders will take any borrower. Neither of these practices works that way — each is built around a specific kind of client and says so plainly.
Investment property, specifically
Amara’s practice is multifamily and investment real estate, with management for owners who want the asset run properly rather than babysat.
The loans banks decline
Ron brokers financing for self-employed, investor, and asset-rich borrowers: the files that don’t fit an automated underwriting box.
Use one, or both
These are separate businesses, and you’re never obliged to use both. Start with whichever one fits your situation.
Ron’s specialty — mortgage finance
The borrowers everyone else calls difficult.
A strong balance sheet with a low adjusted gross income isn’t a problem — it’s a structuring question. These are the files Ron places regularly.
Start here
Tell us the situation before you tell us the number.
Whether it starts with a property or a loan, the first conversation costs nothing and commits you to nothing.
(858) 634-9950 · Ron@CaliMortgageGuy.com · 6549 Mission Gorge Rd, Suite 3012, San Diego, CA 92120
The front door to two independent practices: Big Returns real estate and property management, and Ron Berg’s mortgage brokerage, which is powered by C2 Financial Corporation.
Berg Equity Group presents two independent businesses. Mortgage services are provided by Ronald Berg through C2 Financial Corporation. Real estate and property management services are provided by Amara Berg and Big Returns Property Management. The two are separately operated, and using one does not require using the other.
Ronald Berg · NMLS 974839 · CA DRE 01300997 · AZ #1046871 · NV #49743 | C2 Financial Corporation · NMLS #135622 · CA DRE #1821025 · AZ #919209 · NV MLD #3260
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker #01821025; NMLS #135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional, and all conditions must be met by the borrower. A loan is only approved when the lender has issued approval in writing, subject to the lender’s conditions. Specified rates and programs may not be available for all borrowers. Rates are subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender.
As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on its relationships with FHA-approved lenders. Program descriptions on this page are general and illustrative; they are not commitments to lend and do not represent all available options or requirements.
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